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7 Tips on How to Save Money While Studying

Semester fee, food, learning materials, rent and free time: Like many others, students keep puzzling over why there is still so much month left at the end of the money. If you have already asked yourself this question or if you do not want to get into this situation as a prospective student, you should develop into a clever savings pig. With these 7 tips, students can effectively save money.

Use comparison portals

Whether internet, electricity, flight, insurance or hotel: comparing prices is worthwhile and is the smart alternative to accepting the first best offer. Appropriate portals offer the possibility and convince with an intuitive operation. As money becomes scarce as a student, aspiring academics can also compare online loans free of charge. At the end of each comparison there is the cheapest offer that suits your needs.

Claim student status

As a student, you are fortunate to benefit from your status on many levels of social life. This starts with the semester ticket, which is often included in the semester fee and lets you travel by bus and train for free during the semester. With your student ID you secure special discounts and trial and student subscriptions at particularly favorable conditions are common.

Apply for a free current account

Paying account maintenance fees these days is extremely superfluous. Numerous direct banks from the Internet offer you all-round free current accounts, for which you pay a maximum of special fees for the use of exceptional services such as the request for duplicate bank statements. It has now become child's play to find the right checking account for students. If your bank still charges fees, switch as soon as possible.

Use bonus programs, apps and Co.

Coupons are a great way to save money. You will find many coupons online on the relevant portals, which you only have to print out. But be careful in which stores you can redeem the vouchers. You can also get discounts with the help of special apps, but mostly in the form of cashback. Some bonus programs work the same way, while you collect points from others and exchange them for rewards.

Buy secondhand and discounted groceries

Food such as meat is much cheaper in Germany than elsewhere. Nevertheless, they represent an important item that shrinks the budget. Saving is not only possible by buying no-name products from discounters. Even products from well-known brands can be bought cheaply, for example when the best-before date is approaching. Many supermarkets then drastically reduce the price. But don't worry: many foods can really be kept for much longer. In a figurative sense, this also applies to used clothing. Secondhand protects the wallet!

Flat share instead of single household

Probably the largest item on the expenditure side is the rent including ancillary costs. In times of rising cold rents, especially in larger cities with universities, very few students can afford to live in their own apartment without parental support. In a shared apartment, the residents distribute all costs (rent, utilities, washing machine, etc.) over several shoulders, which significantly reduces the burden on everyone.

Learn to appreciate cafeteria food

Do you know of profitable ways to finance your studies? Congratulation. You should still check your daily habits to save money. Does it really have to be the lukewarm coffee and the overpriced croissant from the bakery, or can't breakfast be prepared the night before? In addition, you should not underestimate the cafeteria meal, which has to meet strict guidelines and is quite cheap. Summed up day by day, there is plenty of potential for savings here.

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